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This guy talks about how it’s not such a great idea:

Society has gone from bartering to trading with gold, then cash, then checks, credit cards, debit cards, and now digital transactions. The idea of money is now less physical and largely just a construct that goes from one entity to another in exchange for goods and services. Charlie Warzel wrote an extensive article on the future of financial transactions in the cashless society, after he spent a month using digital transactions only. There are myriad ways to pay digitally: Paypal, Venmo, Apple Pay, Android Pay, Square Cash, M-Pesa, and apps that only work at certain retailers. There are so many that it’s a real pain for vendors to keep up, although history tells us that some will rise above others and become the default way to pay.

There are, of course, legitimate reasons not to trust these new forms of payment. Anyone who’s been mugged or lost a wallet knows cash is far from perfect, but this constellation of new digital payment products introduces a whole new category and scale of ways to get robbed, hacked, scammed, and screwed. Venmo — the social payment service that’s now transferring over $1 billion per month — may, in some ways, be the truest glimpse at a mobile payment future, but it’s not exactly entirely secure. Smartphones can be as easily lost and stolen as wallets, but they’re also eminently breakable, orders of magnitude more expensive, and obsolete after two or three years. And the payment-apps landscape is still such that living cashlessly in 2016 means entering your credit card information or routing number into dozens of stand-alone apps, some of which look as if they’ve been built overnight by a high school computer science class.

One way to get around the physical stealing or breakage of phones is to have a chip implanted in his hand to use for transactions, which is what Warzel ultimately did. This is not common, and he had to make some upper-level arrangements to get it to work.

(YouTube link)

What could possibly go wrong? I can think of a few drawbacks to paying with an embedded chip.

1. How does one actually give permission for such a transaction? Like credit card skimmers, you can imagine someone being able to draw money from your account (and body) without you even knowing it.

2. How much personal information can be stored on a a chip, and how can outside entities (government, advertisers, information traders, scammers) access this? Would someone be able to find out where you live just by being near you?

3. The more removed from the physical act of financial transactions we are, the easier it is to spend it all. Using actual cash keeps you aware of how much you are spending and how much is left.

4. You would no longer have the freedom to deliberately leave your wallet at home.

5. Of course, there is Revelation 13:16-17. That’s over two billion people who will never get aboard with implanted chips.

6. It’s a lot of hassle for both small businesses and for people who just plain don’t have enough money. Wouldn’t it be better for the future to be the Star Trek model?

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I saw the lead-in to this article of a model shot at a rap concert whining about how cops were “heartless” for asking her questions.

When I saw the part about her complaining of the cops I knew this scrunt was a ground ape.

The cops should have let her bleed out.

Stunning Bronx-born model and exotic dancer Maggie Carrie Heckstall last remembers sitting on a couch in the crowded VIP green room — the first drink of the night fresh in her hand, still unsipped.

Then a bullet tore into her left knee, shattering her femur.

“We were going to make a Snapchat,” Heckstall told The Post in an exclusive interview Saturday, describing the moment before her life filled with cops, doctors and pain.

“And that’s when everything happened.”

It was Wednesday night at a rap concert at the popular Union Square venue Irving Plaza.

“I was grabbing my leg and trying to walk,” she remembered. “But it was almost dangling off, so I couldn’t.”

At least one shooter had opened fire into the green room, where she sat with pals, waiting for her boyfriend, the rapper Maino, to open for T.I.[…]

The bullet is still in her leg — too close to vital nerves to be removed — but that hasn’t stopped ballistics-hungry cops from repeatedly asking about it, said her lawyer, Emel McDowell, who is readying a lawsuit against the NYPD and Irving Plaza.

“These people are heartless,” Heckstall said of investigators.

“The interrogation started in the ambulance. The detective was in the trauma unit the whole time, while they’re cutting my clothes off and everything.”

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Robber takes gun to scene of crime, takes it out, pulls the trigger, and …..nothing.

Immediately takes two shots from victim.

Found dead some distance away.

He’d used .380 ammo in a .38 pistol.

I’m taking bets he never finished school and is a ground ape.

Expect the family to come out with a litany of “he Dindu Nuffin!!”

An Ohio criminal made the mistake of robbing a bank that had an armed, off-duty police officer inside — and loaded his gun with the wrong kind of ammunition.

The now-deceased 20-year-old Terry Frost III timed his robbery perfectly Wednesday, and knew the exact moment the teller withdrew $90,000 from the ATM. Police have now released surveillance footage of the shooting.

Frost sprinted into a Madison, Ohio bank and within seconds jumped the front desk, grabbed the bag, and then found himself on the receiving end of Officer Kevin Hankerson’s weapon.

Frost pointed his weapon, wrapped in a plastic shopping bag, at the officer and it misfired. Hankerson fired twice, hitting Frost once in the chest. The hapless criminal loaded the wrong ammo, investigators found, when they finally tracked down Frost, dead in a nearby wooded area, reports.

Investigators are still puzzled as to how Frost knew the exact moment when the teller would have $90,000 sitting out for him to snatch. They said it was very likely Frost tried to fire his .38 caliber Derringer during the robbery, because when they examined the weapon, they saw the firing pin had been struck. Frost had loaded .380 ammunition into the weapon.

Hamilton County Prosecutor Joseph Deters said Friday the shooting was justified and the officer will not be brought before a grand jury.

“It was as clean a police-involved shooting as I’ve ever seen,” Deters said at a press conference.

“Officer Hankerson committed a great act of bravery in his actions and he should be commended for what he did,” he added.

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